Unlock Opportunities with the Right Financial Backing

Comprehensive Loan
Support

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Get the Right Loan

Quick. Transparent. Tailored.

Faster Approval

Guided process. Faster disbursal.

Loans That Work for You

Personalized. Practical. Profitable.

Our Loan Advisory

At Prakash B. Joshi, we understand that the right loan, at the right time, can be a game-changer—whether you’re growing a business, buying your dream home, or managing personal finances. That’s why we offer Comprehensive Loan Support, guiding you through every step with expert insights, customized recommendations, and full transparency.

With years of experience in finance and lending, we’ve helped individuals, professionals, and business owners secure over ₹300+ crore in loan disbursals—efficiently and stress-free.

Home Loans

Buy your dream home with competitive interest rates, pre-approved offers, and doorstep documentation.

Loan Against Property (LAP)

Unlock the potential of Indian stock markets. We guide clients through high-growth opportunities while managing risk effectively.

Personal Loans

Get unsecured personal loans with flexible EMI options and minimal documentation.

Business Loans

Switch to a lower rate or get additional funds on existing loans, improving savings and liquidity.

Balance Transfer & Top-Up

Switch to a lower rate or get additional funds on existing loans, improving savings and liquidity.

  • Fast Eligibility Check – Know where you stand in minutes

  • Pre-Sanction Guidance – Improve approval chances with our insights

  • Lowest Rate Match – We negotiate on your behalf

  • Full Documentation Support – We help you get it right, the first time

  • Zero Processing Charges (Select Partners) – Save on unnecessary costs

  • Loan Structuring for Self-Employed – Tailored for variable income profiles

  • Real-Time Application Tracking – Stay updated at every step

Key Features of Our Loan Advisory

  • Fast Eligibility Check – Know where you stand in minutes

  • Pre-Sanction Guidance – Improve approval chances with our insights

  • Lowest Rate Match – We negotiate on your behalf

  • Full Documentation Support – We help you get it right, the first time

  • Zero Processing Charges (Select Partners) – Save on unnecessary costs

  • Loan Structuring for Self-Employed – Tailored for variable income profiles

  • Real-Time Application Tracking – Stay updated at every step

Let’s Simplify Your Loan Journey

Whether you're applying for your first home loan or restructuring a business loan, we’re here to simplify, secure, and speed up the process.

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Dedicated support

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Is This the Right Time for You to Start?

A smart financial plan does more than grow your wealth—it protects it. Whether you're preparing for education, marriage, retirement, or life's uncertainties, our proven approach to Financial Planning and Risk Management helps you stay secure, stress-free, and future-ready.

Professionals

Working Professional like:

Doctors,

Lawyers,

Architects,

Chartered Accountants etc

Salaried

Individuals across

MNC's,

Private Sector Employees,

Government Employees

Business Family

We help family business owners across industries secure growth and protect their legacy.

NRI's

Even from thousands of miles away, you can secure a stable financial future for your family in India.

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Frequently Asked Questions

1. What documents are needed for a home loan?

Typically, ID proof, address proof, income proof (ITR or salary slips), bank statements, and property documents.

2. Can I get a personal loan with a low credit score?

It’s possible. We work with lenders who offer loans based on income, collateral, or strong co-applicants.

3. What is the maximum loan I can get against my property?

Usually up to 60–70% of the property’s market value, depending on income and lender policies.

4. How long does it take to get a loan approved?

With correct documentation, approval may take 48–72 hours, and disbursal within a week.

5. Do you charge a consultation fee?

No, we provide initial consultations and loan guidance free of cost.

6. Can I transfer my existing loan to another bank?

Yes. We help with balance transfers and may also secure a top-up on your current loan.

7. What is the minimum salary required for a personal loan?

It varies, but most lenders prefer ₹20,000/month or more for salaried individuals.

8. Do you assist self-employed professionals?

Absolutely. We have custom solutions for freelancers, doctors, CA/CS, and business owners.

9. What is the interest rate on business loans?

Rates start as low as 9%, depending on the business profile, revenue, and credit history.

10. Is the process secure and confidential?

Yes. Your data is handled with strict confidentiality and shared only with authorized lending partners.